Changes they are a’coming

The GFG was back on the road this weekend, over the border in the ancient Scottish town of Stirling. Some 720 years after Sir William Wallace led his Scottish army to the historic victory over the English at the Battle of Stirling Bridge, the welcome we received was significantly warmer, although the towering National Wallace Monument glimpsed through the hotel window was a constant reminder of more fractured times in our shared past.

The reason for trekking the 400 miles north was to be present at The Stirling Debate on the forthcoming regulation of Scottish funeral directors. Jointly hosted by the two trade associations, the National Association of Funeral Directors and the National Society of Allied and Independent Funeral Directors, the day was designed to give delegates the opportunity to find out about the ground-breaking powers granted by the Burial and Cremation (Scotland) Act 2016.

The Act will introduce changes that will shape the way bereaved people are served and the way that the funeral trade conducts business for years to come, and throughout Scotland, funeral directors are watching and waiting, with varying degrees of concern.

With the passing into law of the Act, Scottish funeral directors will soon operate under a new dedicated regulatory framework, the first of its kind in the UK. This will include a statutory inspector of funeral directors, regulations governing the funeral trade and the possible licensing of funeral directors throughout Scotland.

Both NAFD and SAIF have been working closely with Scottish Government to ensure that the new regulatory regime is ‘effective and successful’, and consequently they were the joint hosts of the Stirling Debate, giving an opportunity for delegates to raise questions and concerns with a member of the Scottish Government’s Burial and Cremation Legislation Team.

It is the first time that the NAFD and SAIF have shared such a platform, and in acknowledgement of this momentous collaboration, the CEOs of both organisations signed a joint document which instantly became known as The Stirling Agreement – read the full version here: Joint agreement NAFD and SAIF Final version ready for signature 1 April 2017

It is a sign of the importance of the changes that are coming that the two trade associations have put aside their differences and are committed to working together to offer one voice for funeral directors – a historically disparate bunch ranging from enormous private corporate businesses to individuals working from home and hiring facilities as they need them.

As background, in Scotland 388 companies belong to the NAFD, and 240 to SAIF, with some companies belonging to both. It is not certain exactly how many other funeral directing businesses are in operation in the country that don’t belong to either association.

Members of NAFD and SAIF carry out around 55,000 funerals a year in Scotland, and when a survey was circulated by the trade associations last year, while only 42 businesses responded, these carry out 34,500 funerals a year between them. The responses therefore likely represent the views of the larger businesses, and are summarised below:

  • 74% of respondents welcome regulation of the funeral industry
  • 79% support work to improve standards
  • 95% think that the trade associations should work closely with government

Respondents felt that care of the deceased should be the first priority, and that the role of the inspector should focus on care of the deceased, facilities, service, estimates, pricing, vehicles and staff experience.

They also felt that ‘all options for sanctions’ should be on the table – currently if a funeral director does something that is in breach of the code of conduct of either association, the most severe sanction is expulsion from membership. There is nothing to stop that company from continuing to trade.

A desire was expressed for a transition period before any new regulations are implemented, to allow time for any businesses not meeting the requirements to reach any new standards. There was also a call for consideration to be given to the vast differences in funeral director business models.

An example was given of one individual in Lewis, who carries out all the funerals on the island, but who does not offer refrigeration. Lewis people who have died normally stay at home, with burials taking place within a few days, so refrigeration isn’t required. Any new regulations would need to take account of this kind of requirement.

Having heard the survey responses, delegates had an opportunity to put questions to a panel, including Cheryl Paris who was representing Scottish Government at the debate. Inevitably, it was Cheryl to whom most questions were posed, and she gamely did her best to address the many concerns put to her, although it was apparent that everything is in the very early stages and decisions on almost every aspect have yet to be reached. Cheryl spent most of her day scribbling furiously as different subjects and questions were raised, although she did give some indication of the timescale of implementation:

Decisions on cremation regulations, including the application forms, are in the consultation stage. The appointment of an inspector of funeral directors is imminent, although decisions on the scope of the inspector’s powers and how he or she will work with existing inspectors of the respective trade associations have not yet been made – these will be being put to consultation shortly.

The inspector will consult widely across the funeral industry, and make recommendations to Scottish Government, with regulation of funeral directors expected to be introduced from 2019. At this point in time, however, according to Cheryl, “We are not at a place where we even know if licensing of funeral directors is appropriate.”

Five questions were put to delegates, who split into groups to discuss them.

  • How would funeral directors operating across the Scotland / England border ensure compliance with any new regulations?
  • What would you recommend as the minimum standard for the profession?
  • If licensing is introduced, should it apply to the individual or to the funeral home?
  • What role should the NAFD and SAIF have in ensuring compliance with a new code of practice for funeral directors?
  • If the new code of practice had five sections, what would they be?

The responses from the discussions indicated the complexity of the challenge ahead to get regulation of the funeral industry right – the issue of cross border compliance with any new regulatory regime is one that resulted in more questions in response than answers. Could this include purchase of a license by English companies carrying out funerals in Scotland? Would repatriation companies also need a license? What type of insurance products would need to be introduced to cover cross border execution of funerals? Should there be a compliance officer appointed? How would regulation in Scotland affect the choices available for families bereaved in England where the funeral takes place in Scotland and who might wish to appoint an English (unregulated) funeral director?

The question about minimum standards elicited some interesting answers, not least a suggestion of a mandatory requirement that every funeral director should belong to a trade association. Other responses included common inspection standards between the two trade associations, a requirement for all staff to be trained, a diversity of training to be available, with tiered qualifications, a definition of adequate premises for care of the deceased, a need to establish the fitness or calibre of the business owner, accountability to be vested in one nominated individual, transparency of ownership of the business, indemnity insurance to be compulsory – and an ethical basis for all business practice.

The question about whether any licensing should apply to an individual or a funeral home, was met with the response of ‘Both’ from all the tables that discussed it. It was proposed that all premises should be assessed as fit for purpose, and all funeral directors should be qualified to a standard to be agreed, or certified as competent. The regulation used in the care quality commission was cited, and it was suggested that sanctions should be introduced for both an individual and a company that breached any new code of conduct.

On the question of the roles of the trade associations in ensuring compliance with a code of practice for funeral directors, it was proposed that both should be closely involved in developing and drafting a new code of practice, and that both trade associations should be consulted in an advisory role to Scottish government during the decision-making stage. It was also noted that there should be consultation with members before any new code of practice is introduced. Discussions about levels of sanctions available, whether trade associations should be held responsible if members are not compliant and what shape a complaint system should take were all raised, and the role of existing trade association inspectors was proposed to evolve into an advisory role, auditing businesses pre-inspection to ensure that they were at the required standard.

Finally, suggestions for the proposed new code of practice included premises being fit for purpose, individuals holding adequate qualifications or education, standards – i.e. being a ‘fit and proper person’ – DBS (formerly CRB) checks, continual professional development, an arbitration and complaints scheme, transparency, confidentiality and establishing standards of care of the deceased, insurance, Health and Safety, advertising, and so on.

The discussions were animated and lively, and the involvement and engagement of everyone attending the debate was very evident. The introduction of regulation of the funeral trade in Scotland will have huge consequences, not just for the people who work in the funeral industry, but far more importantly, for their clients, the bereaved families who will be using the services of an undertaker in years to come.

It is far too early to tell how things will develop as work continues towards implementation of regulation, but from an interested observer’s viewpoint, Saturday’s Stirling Debate was a positive step towards cohesive and constructive changes that were first called for by Henry Sherry in 1898, when he urged the British Institute of Undertakers do ‘all in its power to petition or otherwise to get parliament to make some form of compulsory regulation.’

What the shape and form of that regulation will take in Scotland is something that we will be reporting back as things develop. Watch this space.

Dates for the diary of every funeral professional

One of the organisation that we rate very highly here at GFG Towers, The Foundation for Infant Loss Training, is holding a series of practical study days for funeral professionals in infant loss training over the coming months, and has asked us to spread the word about them. These study days are a superb opportunity to gain valuable skills that will assist in giving excellent care to families following the death of a baby.

We are hugely supportive of the work being done by Chantal and her team, and will be going along to one of these days and writing about it here on the GFG blog.

Here’s what’s on offer:

Bereavement Photography workshop – all props are provided including casting and inkless hand and foot print kits to demonstrate on our life like dolls
• Memory Making
• Angel Gowns
• Parents’ perspectives of their own loss, identifying good and poor practice from funeral directors
• Memory Boxes
• A demonstration of the Flexmort Cuddle Cot and its benefits
• Resources for a Baby’s funeral
• What is important to parents when their baby has died?
• The concerns of what to say and what not to say to parents
• Retaining a sense of innocence
• Caring for and handling a baby (including the baby’s likely physical appearance)
• The Child Funeral Charity
• Legal Viability, Legal issues, The Coroner, Registering baby and Post Mortem
• Signposting families to support following loss: Counselling, National Charities and Bereavement support

All delegates will take away with them our accredited Infant loss e-learning so that your funeral organisation can be fully trained in this area (unlimited numbers)

Venues & dates:

Exeter – Saturday 1 April 
Southampton – Saturday 22 April 
London – Saturday 29 April 
Cardiff – Friday 2 June 
Birmingham – Saturday 8 July 
Newcastle – Wednesday 12 July 
Manchester – Friday 2 September

10am -4pm

Delegate rate: £100 per head to include lunch, refreshments, E-learning, certificate and all materials and resources. 

Numbers are capped to 25 a session so early booking is advised.

Book now: Email – info@chantallockey.co.uk

A Serious Cause for Concern

It has come to our attention here at GFG Towers that some particularly bad practice is taking place on social media, compromising the integrity of funeral celebrancy as a profession.

Whilst recognising that funeral celebrancy can be lonely work and there is a real need for support from colleagues, it’s suggested that anyone discussing their work online in peer-support groups is aware of the following:

Facebook groups, even if closed, are not private. Don’t share anything in a Facebook group that you wouldn’t want to appear on the front page of a national newspaper. Posts can easily be replicated and shared outside of the group.

Never breach client confidentiality. Be wary of discussing situations in anything but the vaguest of terms. No identifying information should ever be shared.

Never reveal the identities of people attending funerals. Respect mourners’ right to privacy, no matter who they are.

Be mindful of the advice you’re given by peers.

Whilst fully supporting colleagues in sharing their strength, hope and experience online, please exercise caution, discretion and professionalism at all times.

There’s an unpleasant odour emanating from somewhere..

Back in 2015, we reported on this blog about the legal skirmish between funeral plan providers Safe Hands Funeral Plans and Golden Charter – see here to refresh your memory.

A paragraph from that blog post came to mind today:

‘While the lawyers order trebles all round and get ready to enwrap both parties in litigation for as long as legally possible, the good citizens of Funeralworld tremble. A lot of heavily soiled linen looks like being washed in public. God forbid that the public learn just how much of the money they spend on a funeral plan gets divvied up among sundry predators in the form of commissions, sales and marketing costs, directors’ wages, you name it.’

Well, thanks to the wonderful world of t’internet, that very information is now available in an easy to read table, showing just how much money is taken out of the total cost of a funeral plan in non-funeral related fees. Thanks to John Taplin from Open Pre-Paid Funerals Ltd for providing this link.

Have a look here.

Or, for a quick précis, we’ll summarise a couple of the lesser known facts listed in the table for you.

  • The main providers of UK pre-paid funeral plans, namely Dignity, Golden Charter*, Golden Leaves, Avalon and Safe Hands will extract between £785.00 and £1,500.00 in ‘admin fees’ from the total amount you pay them. (Co-operative Funeralcare don’t publish the amount they charge). Editor’s note: *We have been reliably informed that where Golden Charter plans are purchased directly from a funeral director, the administration fee is much lower and the only deduction from the money you pay is £249.00.
  • If you buy a plan provided by one of those five companies from an agent working on their behalf (this could be a solicitor, a will writer, a financial advisor, a funeral director etc) then a commission payment of up to a figure between £500 and £600 is paid to them. (Co-operative Funeralcare don’t use agents, their plans are only available directly, or from their branches).
  • The money set aside within the plans provided by those five companies to cover the third party costs (crematorium fee, doctors’ fees and officiant’s fee or a contribution towards burial costs) ranges between £940 and £1,200. Co-operative Funeralcare don’t specify the amount set aside towards disbursements in their plans.
  • The value of the growth per annum of each plan is not published by any of the six plan providers listed above.
  • The growth of value of the amount set aside for third party costs for each plan is that of the Retail Price Index for five of the plan providers. Golden Leaves use the Consumer Price Index.

So, it is entirely possible that the money you pay in good faith for a funeral plan, thinking that you’re addressing the ever more hysterical annual announcements of the rising costs of funerals escalating beyond comprehension yet again, will in fact be whittled down to the bare bone when death occurs and the funeral needs to be arranged. A pocketful of cash here, a handful of cash there, all disappearing from that plan price in the direction of administration and commission before the ink is even dry on the medical certificate of the cause of death.

As an example, we were told this week about a funeral director receiving a call from one of the funeral plan providers listed above. The plan provider invited the funeral director to carry out a funeral for a plan holder who had just died. The plan holder had paid £3,595 for their funeral. It included all the traditional aspects of a funeral, collecting and caring for the person who had died, providing a coffin, dressing them and providing chapel visits, all professional assistance with the funeral, providing a hearse and a limousine and the third party costs.

So far so what, you might think. £3,595.00 sounds about ok for what is being provided?

Well, the amount that the funeral director was offered for undertaking this funeral was actually £2,445.00.

And, of that £2,445.00, £1,100.00 was allocated for the third party costs. In fact, the third party costs totalled just under £1,200.00.

So the funeral director, the one actually doing the funeral, was effectively invited to do so for £1,245.00.

That’s just £145 more than the £1,100.00 that had whistled out of the original payment to persons unknown in administration fees and commission payments.

The funeral director concerned politely declined the offer. They couldn’t make the sums add up.

The person who paid £3,595.00 for their plan and who died thinking their funeral was all sorted is none the wiser. Their family is probably none the wiser. The plan provider may have found a funeral director willing to carry out this funeral for £1,245.00 and nobody will be any the wiser.

We think it stinks.

There is a whole can of worms writhing underneath the label of ‘Funeral Plans’. Thousands are sold each year to unwitting purchasers who are seduced by lines such as ‘We Believe Your Loved Ones Shouldn’t Be Left With Any Surprise Bills’ (capital letters not our own), or ‘A pre-paid funeral plan from the UK’s largest provider ensures peace of mind for you and your family’. There’s a very nice living to be made from selling funeral plans offered by the big six providers, but not such a good one from carrying out the actual funerals involved.

If you are thinking about planning your funeral in advance, do your homework. The only plan provider that we rate is Open Pre-Paid Funerals Ltd. So highly do we rate them, we have developed our own, unique alternative to funeral plans in partnership with them. It stands apart from every other offering on the market.

It’s the GFGPlan.

GFGPlan puts your interests first. There is an administrative fee of £195.00. That’s it.  Other than that, there are no deductions whatever from the money placed in the GFG Plan pot. Zilch. Not one penny is spent on salaries, nobody gets a commission, and there are no free pens.

Read about it here.

The future’s bright, the future’s…..

Editor’s note: Since writing this article, we have been informed of some serious misgivings about the Ecolation offer, and we would advise any readers to consider the points raised by Mary in the comments below. For clarity, the Good Funeral Guide does not endorse ecolation as a process as it is as yet unproven.

We have decided to leave the post on the blog as it was written in good faith at the time, however it is also our understanding that there have been some internal changes at ecoLegacy and Tony is no longer involved. 

Towards the end of last year, we listened to Tony Ennis of ecoLegacy speaking at the ICCM conference about his soon-to-be released new alternative to cremation. What he had to say to the packed conference room was so fascinating that the GFG decided we needed to know more. So on a chilly January morning, Fran hopped on a flight to Dublin to spend the day at the ecoLegacy HQ.

‘I have to say, I went to Dublin not really knowing what to expect. Everything I had heard from Tony made sense, I’d done lots of background reading about him and his project, and it all appears to be 100% genuine. But I also thought that this was too good to be true, and that there had to be a catch.

I have to report, dear reader, that if there is one, I haven’t found it. It is quite possible that I was privileged enough to be among the earliest people to be shown something that is groundbreaking – and game changing – for the ways that we deal with our dead.

Everything that I saw and was told makes sense. The people involved are passionate and genuine. Huge amounts of research have been done. Various processes have been trialled and found wanting, so the engineers started over and tried a different way until they found the solution. The potential issues with current law in the UK have been addressed. There are very eminent bodies overseeing and interested in what Tony is doing (his work is being overseen by Imperial College), and the main players in the funeral industry have all already been to Dublin to be shown the unit and given the tour as I was.

It seems to me that it’s simply a matter of time before the first ecoLegacy unit is available to UK clients – and probably not much time at that. Then we will see how the public respond to something completely new. My instinctive feeling is that it will be phenomenally successful.’

Read the information from ecoLegacy for yourself below.

And if you have any questions, write them in the comments. We’ll get Tony to respond.

“Basically, ecoLegacy has developed “cremation 2.0”, a next-generation, environmental and ethical alternative to burial and cremation called ecoLation. It will ensure a greener planet and cleaner air. The company has its headquarters in Ireland and is currently operating in the UK and the US.

The idea was inspired by Philip Backman, a US scientist and teacher, who came up with the original idea around 1971, the same year Tony Ennis was born. ecoLegacy’s goal is to make Phil’s vision a reality and scale it globally and this is currently happening with initial orders coming in from all across Europe and the US. (more info here http://www.ecolegacy.com/philip-backman-a-moment-of-clarity/)

ecoLation is a flameless form of cremation. It has developed a thermal process that uses cold and heat and pressure. It reduces emissions and poisons from reentering the earth’s precious and delicate eco systems.It is respectful to the body, it is respectful to the family and it is respectful to the planet.

So what happens when a loved one dies and has chosen ecoLation?

First they cool the body to just the right temperature. The body is placed inside a pod, the temperature is lowered and the body is chilled.  Water is released back and forth over the body reducing the remains down into ice particles. These particles are filtered through to a unit that recreates the earth’s natural process that normally takes thousands of years.

All toxins and chemicals we build up while living are neutralised and the result is completely organic nutrient rich remains. A tiny seed – of a plant, a tree or a flower can be placed into this powder and, coupled with soil, water and love, you or your loved one can grow into a beautiful strong tree or your favorite flower.

In terms of efficiency, the unit uses electric energy to get up to temperature and to create the right conditions. However, as the remains are ecoLated, they break down on a molecular level and release a very clean bio gas. This gas is turned into heat energy which is then used to power the system.  Whilst there will always be an energy requirement, it is brought back as close to zero as possible through our technology.

In the next 70 years, the Earth’s population will reach and probably soar past 10 billion people.

ecoLegacy offers an ecological choice to funeral directors and families that will ensure a greener planet and cleaner air and thus a healthier ecosystem.

Unlike burial and cremation, ecoLation offers a pure, more sustainable choice and breathes new life into the earth in plant form.

In the next 100 years, at current rates, we will need to bury or cremate more than 10 billion people. A staggering 54% of the world’s population lives on just 3% of the land, in cities, where the urban landscape cannot accept further burial or afford the pollution side effects of burning our dead. Typically funeral home clients have the two standard alternatives presented to them, but from an environmental, ecological, ethical or indeed practical standpoint, neither of these two methods are sustainable for the long term.

Current burial rates are unsustainable in our modern world.  More and more we can detect the effects of burial from fluids leaching into our soil and water courses. This hazardous waste also contains embalming fluids and, in recent times, a huge degree of chemicals from end of life drugs administered. Not to be overlooked either are the harmful pathogens that live on after we die, or the veneer on the coffins etc. We are running out of space too.

Cremation, a method becoming more popular, has relatively high pollution levels,  releasing on average 400kg of CO2 per body into the atmosphere. Cremation is also responsible for a number of other pollutants and dioxins and of course it consumes fossil fuel in the form of either oil or gas.

ecoLation is clean. There are no emissions of harmful chemicals. The body is ethically treated and all metals and foreign compounds removed. There are no chemicals active, no diseases still alive, no issues in relation to leaching and no carbon / heavy metals or dioxins. The remains are totally sterile, totally natural and totally clean. It’s a new way to be remembered.”

Infant Loss Conference London 2017

The tireless and indefatigable Dr. Chantal Lockey has been in touch with us at GFG Towers about the upcoming National Conference in Pregnancy and Infant Loss that she is organising, which is taking place in London in early March.

If you are a professional who works with bereaved parents in any capacity, or a parent who has been bereaved, this full day event looks hugely worthwhile attending. Tickets are still available if you are interested – all details here.

Chantal is particularly keen to receive nominations for funeral arrangers or funeral directors who have been exceptional in their work with an infant’s funeral. If you have a colleague or a staff member who you think has been outstanding when helping bereaved parents, there are just a few days left to nominate them.

Nominations close on Monday 6th February – e-mail Chantal directly if you think you know someone who deserves recognition for this incredibly difficult and sensitive aspect of the undertaker’s work – her contact details are info@chantallockey.co.uk

Fran will be attending the conference and presenting this award, so in the spirit of fairness and impartiality we aren’t able to nominate any of our fabulous recommended funeral directors ourselves, otherwise we would be busy doing so.

It’s over to you to send in the names of anyone you think should be considered for it.

Hope to see at least some of you there on the day.

 

 

No one ever dies in Seattle

A very Happy New Year to all our readers from the GFG Team. Here’s to all things funereal being fabulous in 2017.

We’ll begin the first blog post of this year with a small treat for you courtesy of our friends at West Seattle Death Café. They’ve been collecting many interesting euphemisms for death in the obituaries of local newspapers in Seattle for the last 13 years.

There’s the man who didn’t die but ‘decided it was time to reunite with his wife’; the man who didn’t die but ‘left his worries behind’; the lady who didn’t die but ‘passed away after enduring one flippin’ thing after another’ and George who also didn’t die but was ‘swept to heaven by the Lord’.

The collection is both fascinating and funny but we won’t spoil the surprise. Check it out for yourself on Instagram.

I recently found an exclusive section in Camberwell Old Cemetery for those who also didn’t die but were ‘called to higher service’.  Personally I’ve decided not to die but to earn my angel wings and relocate to heaven although I’m also tempted by the idea of being promoted to glory. 

What’s your favourite?  Where are you headed?

 

Caring for the Dead

hasina

Guest post by Hasina Zaman of Compassionate Funerals

There are many facets to being a funeral director.  Much of our work seems to stay behind closed doors. Are we actively shielding the public from the dead or is society choosing not to embrace death as a part of life? Death has perhaps become removed from the everyday lifecycle experience. Our aim is to bring it out into the open by explaining some of the processes we go through. 

The aim of this article is to best describe how we care for the dead.  At Compassionate Funerals we are dedicated to caring for both the bereaved and deceased. It’s very important that we work together with the bereaved so that they are at the heart of the funeral process. We believe it’s important that funerals are personalised, meaningful and empowering.

Before we collect the deceased there are a few processes that will take place. Initially, the bereaved or pre-bereaved family or friend will call us. This person may be the next of kin and in most cases will liaise with us at Compassionate Funerals.  A person can die in hospital, a hospice, at home or in a care/nursing home. If death happens accidently or suddenly in any location, the deceased is under the care of the Coroner.  They will take time to establish the cause of death. Therefore, when it comes to us collecting the deceased, we must ask where death occurred and decide what equipment is required for us to bring the deceased into our care.

We are particularly mindful when we are collecting the dead from their home. There may be bereaved family members present or children who may be experiencing death for the first time. We make sure that there is clear communication and permission from the bereaved family. This can be a very emotional and traumatic time. We do this quietly, slowly and gently as possible.

We got a call from Tina, who told us that her mum Joy had a few days to live. Joy was in a palliative care unit in a local hospital. Tina had also ordered her own bespoke coffin and wanted her mum to be buried in a natural burial ground in Essex.

Before setting off to the hospital, we made intentions to be compassionate and composed in receiving Tina’s mum. We checked that we had all the correct paper work, which is required for identification.  We also made sure that we had the collapsible stretcher and covering for Joy. As a company practice, we always refer to the deceased by their name as opposed to the ‘body’ or the deceased. We feel this is respectful and is in keeping with basic human rights.

From the start, Tina was very clear that she wanted us to support her choice of involvement from her family. Once we brought Joy into our care she was laid to rest in a banana leaf coffin, as the family was averse to their “mum being in a cold fridge”.  We suggested that Tina and her elder sister may want to help wash their mother before she was laid to rest. We facilitated the wash and fully supported them through the process. They were initially nervous, but their confidence grew. They used rose oil to wash their mum, and styled her hair.  It was beautiful to witness and an honor to work alongside the two sisters. Their hands were tender, soft and delicate.  They talked to her and re-told stories of their mum and her life.

Joy was a feminist and loved pink. Tina said that her mum would love to be shrouded in rose pink organic cotton. Joy was wrapped in five layers of cotton, similar to the Muslim funeral tradition. Both sisters expressed how they enjoyed spending time with their mum. They were able to perform Joy’s last offices and give her an honorable and loving send off.

On the day of Joy’s funeral, her children and grandchildren spent time with her. Her grandchildren had brought her gifts, letters and her favorite sweets that they placed in her coffin. We kept her room calm, cool and peaceful with subtle artifacts of all things pink.

Funeral poverty anyone?

‘High level return on investment within 2 to 5 years’
  • 2,500 plots available to investors
  • Plot price to investors £2,400
  • High level return within two to five years
  • Plots are valued at over £3,750
  • Clearly defined exit strategy
  • Minimum investment is 4 plots

‘A very rare opportunity has arisen to purchase burial plots in London’s Rainham cemetery, which is being extended to accommodate the high demand for burial plots within Greater London…..’

‘….As a unique investment brokerage we specialise in sourcing and delivering the best alternative investment projects worldwide. 

We are proud to present the Rainham Cemetery Phase 2 within the Greater London area. 

We are the EXCLUSIVE master agent for this project. After major planning and preparation we are finally able to offer new burial plots for sale to the general public. 

Due to the desirable location and the critical state of the market, plots are being offered purely on a first-come first-served basis.’

There’s good money to be made in this burial business apparently, according to the team of ‘highly skilled and very successful individuals’ aka the EXCLUSIVE master agents at Harley Investments Ltd.
 
We have a copy of the brochure at GFG Towers for anyone looking to make a quick buck out of bereaved families needing to find somewhere to bury a relative. 
 

Dignity Caring Funeral Services prices 2016

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For some reason, the UK’s largest provider of funeral related services prefers not to list their prices online.

Happily, we have no such reservations about letting the public know the current cost of a funeral from a Dignity PLC owned business.

(There are currently in the region of 780 funeral director businesses in the UK that belong to Dignity PLC, all of which trade under the name of their former owners.

Have a look here to see which undertakers near you are owned by Dignity. Put your postcode in and see which names come up. You may well be surprised.)

Anyway, back to the prices. To save you squinting at the small print in the pics below, as a quick reckoner, if you pick a Dignity funeral director to be your undertaker, agree to their recommendation of embalming for ‘peace of mind’, select a cardboard coffin and require just a hearse to go direct to the crematorium or cemetery, your bill will be £4,375.00.

Just for clarity, this figure does not include the cremation or burial fees, you’ll need to add another £999.00 just for the cremation fee at many of the Dignity owned crematoria.

Nor does this figure cover the cost for an officiant at the ceremony.  Nor the doctors’ fees required for a cremation in England and Wales. Nor flowers, orders of service, a funeral tea, or an urn for the ashes. 

An at a glance breakdown of the main constituents of that £4,375.00 (all capitals letters not our own) is below. We haven’t bothered to type up all the details, but if you zoom in on the images below, you will see just what you get for your money under each category. (We quite liked the sound of ‘...full access to our own 24 hour Client Service Centre’ which sounds like a description of a VIP lounge at an airport, although in fact it’s a fancy name for the after hours call centre where phone calls get answered when the staff have all gone home.)

Our Service to You:                                         £1,405.00

Our Service to the Person who has Died:       £  950.00

Our Embalming Service:                                 £    75.00

‘We will ensure every available care is taken to delay the natural processes that occur after death. However, as members of the National Association of Funeral Directors, we recommend the peace of mind that embalming brings. You will be advised on this and we will require your consent.’

Your Appointed Funeral Director:               £  665.00

Our Hearses:                                              £  620.00 (each)

Our Limousines                                          £  175.00 (each)

Our Range of Coffins and Caskets – examples:

Veneer MDF coffin:                                      £  440.00

Cardboard coffin:                                         £  660.00

Willow coffin:                                                £1015.00

Source: Dignity Funerals Ltd Price List 3rd October 2016.

You could of course opt for the Dignity Simple Funeral, which offers limited access to their full range of services, no choice of coffin and limited choice on the date and time of the funeral. The Dignity Simple Funeral costs £2,520 and must be paid in full (along with all cremation or burial costs) 48 hours in advance of the funeral date.

Chief Executive of Dignity PLC, Mike McCollum, was among the delegates attending the national conference on funeral poverty held in Edinburgh this week.

We weren’t on the same table as him, so are not able to relay what contribution or comment he had on the subject.

 

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